United States flag 2027 ACA Open Enrollment

Health insurance
for you and yours.

Your family. Your future. Your health coverage. Compare ACA plans with Cuidamos Concierge and a real person by your side.

Personal guidance from Thais Ayala.
2027 health coverage

Your coverage
starts here.

Enter your ZIP code to start comparing real health plans on HealthSherpa.

No name, email, or phone needed to start.

You’ll continue to HealthSherpa with Thais Ayala as your agent. Your ZIP code is shared to find plans in your area. You can enter contact details there if you choose.

Thais Ayala

Cuidamos Concierge · NPN 19727333

An extended family holding hands on a beach at sunset

Make January 1 your fresh start. Enroll by December 15 and pay your first premium.1

An independent agency website.
Not a government website.

Care starts with clarity

Your life comes first.
Your coverage should fit.

Compare plans, explore possible savings, and check the details that matter to your family through HealthSherpa.

01

Make the costs clearer.

Look beyond the monthly premium. Compare deductibles, copays, and possible savings.

02

Keep your care in mind.

Know what to check for your doctors, hospitals, and the care you already rely on.

03

Keep your agent with you.

Continue with Thais Ayala at Cuidamos Concierge through the HealthSherpa shopping flow.

Marketplace plans include 10 essential health benefits, from emergency care to prescription medicines.2

A little guidance goes a long way

Less guesswork.
A clear next step.

Start here. Compare on HealthSherpa. Keep Cuidamos Concierge with you along the way.

See plans and prices

Free to start. No obligation to choose a plan.

  1. 01

    Start with your ZIP code.

    Enter where you live. We’ll take you to HealthSherpa with Cuidamos Concierge’s agent link.

  2. 02

    Compare your options.

    Add your household details on HealthSherpa to explore plans, estimated prices, and possible savings.

  3. 03

    Apply when you’re ready.

    Complete the application and enrollment on HealthSherpa if eligible. Thais Ayala’s agent link stays with your visit.

Cuidamos means we care

More clarity for your coverage.
More room for life.

Your health insurance is personal. Your starting point should feel that way, too.

A few things you might be wondering

Good questions.
Clear answers.

A little understanding makes the next step easier.

Is Obamacare the same as ACA health insurance?

Yes. Obamacare is a common name for the Affordable Care Act, or ACA. This page connects you to Cuidamos Concierge’s HealthSherpa shopping flow to compare individual and family Marketplace plans.

When can I enroll in a plan?

HealthCare.gov lists November 1 through January 15 as Open Enrollment. Enroll by December 15 and pay your first premium for coverage to start January 1. State Marketplace deadlines can differ. Outside Open Enrollment, certain life events may qualify you for a Special Enrollment Period. Medicaid and CHIP applications are available throughout the year.

Could I get help paying for coverage?

You may qualify for premium tax credits or other savings based on your household, expected income, and eligibility. The Marketplace application determines your actual eligibility and plan prices. HealthSherpa can help you estimate savings as you compare plans. This landing page does not calculate or guarantee savings.

Can I get coverage with an existing health condition?

Marketplace plans cover preexisting health conditions. An insurer cannot reject you, charge you more, or refuse to pay for essential health benefits because of a condition you had before your coverage started. Check each plan’s doctors, covered medicines, and costs before choosing.

Does completing this form enroll me?

No. Entering your ZIP code opens HealthSherpa’s shopping flow linked to Thais Ayala at Cuidamos Concierge. You can add your household information, estimate savings, compare plans, and complete enrollment there if eligible. Entering a ZIP code alone does not enroll you. Coverage starts only after you complete enrollment and pay any required first premium.

What information does this website collect?

This page asks only for a ZIP code. When you choose “See plans and prices,” it is sent to HealthSherpa with our agent identifier. We do not request your name, email, phone number, Social Security number, or medical history here. HealthSherpa collects any additional information you provide under its own privacy notice. Hosting providers process basic request data to deliver the website.

Your next chapter is ahead

Start with your health.
We’ll help with the first step.

See plans and prices